Welcome to M1: Investing & Banking, your all-in-one app for effortless investing and banking. Invest in cryptocurrencies and stocks commission-free, borrow money at low rates, and transfer funds seamlessly. M1 simplifies investing with automated portfolio building. Create a custom plan using pre-built portfolios or design your own, investing with as little as $1 using fractional shares. Need funds? Borrow margin at competitive rates, accessing up to 40% of your portfolio's value. Transfer money easily, invest long-term, and even earn cash back with our Owner's Rewards Card. Download now and unlock your financial potential.

Features of the M1: Investing & Banking App:

• Automated Investing: Effortlessly build a customized investment plan with Pies, buying stocks and ETFs aligned with your values.

• Low-Rate Margin Borrowing: Access funds and maintain liquidity without selling securities, with rates as low as -8.75% (or 7.25% with M1 Plus).

• Seamless Money Transfers: Transfer money effortlessly, setting up recurring transfers for ultimate convenience.

• Long-Term Investing: Invest personal capital based on your risk tolerance, diversification goals, and retirement plans using Expert Pies. Rebalance your investments with a single click.

• Credit Card Rewards: Earn and reinvest cash back with the Owner's Rewards Card, offering standard rewards of -8.75% or up to 10% with M1 Plus.

• Cryptocurrency Investing: Integrate cryptocurrencies into your long-term strategy, investing in BTC, ETH, ADA, SOL, and more. Manage and rebalance your crypto Pies easily.

In short, M1: Investing & Banking is your comprehensive solution for commission-free investing, low-cost borrowing, streamlined money transfers, and long-term financial planning. With automated investing, customizable portfolios, and access to stocks, ETFs, and cryptocurrencies, M1 offers convenience, flexibility, and the tools to build wealth. Download the app today and embark on your financial journey!